Protect your health, family, income, assets and future with insurance and financial solutions built around your needs — explained in plain language, from providers across the Kenyan market.
Most people end up with cover from four different places and no one looking at the whole picture. We handle all of it, and we tell you where you are over-insured as readily as where you are exposed.
Health cover for families, children, seniors and teams.
Motor, home, travel, marine and professional cover.
Education, savings, last expense and life protection.
Individual pensions and corporate schemes.
Goal-based investing for people and businesses.
Tell us what you are trying to protect. We will work out which of these actually applies to you — and which you can safely skip for now.
Book a free consultationPolicy documents are written for regulators and lawyers, not for the person buying them. So people either over-buy out of anxiety, or under-buy and discover the gap at the worst possible moment.
Our job is the translation layer: what this actually covers, what it does not, what happens if you claim, and whether it is worth the premium for your situation specifically.
We start with your situation, not with whatever is easiest to sell. If a product is wrong for you, we will say so.
Exclusions, waiting periods and limits explained before you sign — not discovered at claim time.
We work with a range of insurers and providers in Kenya, so the recommendation is not limited to one company’s shelf.
Quotes, consultations, documents and follow-ups over WhatsApp, email and video. Field visits only if you want one.
Send a short request or start a WhatsApp chat. No long forms, and no medical or financial details at this stage.
We review suitable solutions from insurers and providers in the Kenyan market against your situation and budget.
A plain-language comparison of what is covered, what is excluded and what it costs — so you can decide, rather than be sold to.
Application, onboarding, documentation and renewals. And we stay reachable when it is time to claim.
A 28-year-old consultant and a family supporting ageing parents need very different things. We start from where you actually are.
Straightforward cover that fits a real budget, explained without jargon.
Medical, education, life and protection planned around the whole household.
Early cover and long-term savings, while both are still inexpensive to start.
Medical and last expense options written specifically for members above 60.
Employee medical, business risk and retirement benefits that help you keep good staff.
Managed employee benefits, group medical and retirement schemes with real service.
Third-party motor insurance covers damage you cause to others; comprehensive also repairs your own car. Here is how to choose, what each costs, and what the add-ons actually do.
Inpatient limits, outpatient budgets, waiting periods and the hospital panel decide whether a medical plan works when you need it. A practical guide for Kenyan families.
How education policies work in Kenya, why starting early costs a fraction of starting late, and what the premium waiver benefit actually does for your child.
If your question is not here, ask it directly — the assistant in the corner handles most of them, and a real adviser handles the rest.
BimaNow is an insurance advisory and distribution brand based in Kenya. We help you understand the options available in the market, compare them against your needs and budget, arrange the cover you choose, and support you at renewal and at claim time.
No. Insurance premiums are set by the insurer and filed with the regulator, so you pay the same premium whether you buy direct or through an adviser. The difference is that with an adviser you get comparison, explanation, and someone to call when you need to claim.
Motor and travel cover can often be arranged within the same working day once documents and payment are in order. Medical and life plans take longer because of underwriting, and can take anywhere from a few days to a few weeks depending on the plan and your health history.
To begin, very little — what you are looking for, roughly what you would like to spend, and a way to reach you. Detailed personal, medical or financial information is only requested once you have decided to proceed with a specific application.
Yes, and we would encourage it. Where multiple providers offer a suitable solution, we set out the differences in benefits, exclusions and price side by side so you can make the comparison yourself.
Tell us what you are trying to protect and we will come back with options that actually fit — in plain language, with no obligation.