Plans that keep your family steady, whatever happens next.
Long-term plans that make sure school fees still get paid, your household stays stable, and your goals remain funded if something happens to you.
Life Solutions solutions we can put in front of you
Education Plans
Structured savings that mature in time for secondary school or university fees, with a premium waiver so the plan continues if the parent dies or is disabled.
Savings & Endowment
Disciplined medium-term savings with a life cover component — useful for a deposit, a business plan or any goal with a date attached.
Term Life Cover
The most affordable way to buy a large sum assured for a fixed period, often matched to the years your children are dependent or a loan is still running.
Whole Life Cover
Lifetime protection that builds a cash value over time, commonly used for estate planning and leaving a defined legacy.
Last Expense
Fast-paying funeral expense cover so your family is not fundraising during a bereavement. Can be extended to parents and in-laws.
Credit Life Cover
Settles an outstanding loan balance if the borrower dies or becomes permanently disabled, protecting family assets pledged as security.
From first message to policy in place
No field visits unless you want one. Most life solutions enquiries are handled end to end over WhatsApp, email and a short call.
- Tell us what you need
Send a short request or start a WhatsApp chat. No long forms, and no medical or financial details at this stage.
- We compare the options
We review suitable solutions from insurers and providers in the Kenyan market against your situation and budget.
- You get clear advice
A plain-language comparison of what is covered, what is excluded and what it costs — so you can decide, rather than be sold to.
- We handle the rest
Application, onboarding, documentation and renewals. And we stay reachable when it is time to claim.
Get a life solutions quote
Two minutes, no obligation, and no sensitive details at this stage.
Life Solutions: the questions we get most
A common starting point is a sum assured that replaces several years of your income, plus any outstanding loans and the school fees you still expect to pay. Rather than apply a rule of thumb, we work through your actual figures and dependants.
Most education policies include a premium waiver benefit. The insurer continues paying the premiums and the policy still matures on schedule, so the fees are available when the child needs them.
Many long-term plans allow a policy loan or partial surrender after a qualifying period, though this reduces the final benefit. Surrendering early usually returns less than you paid in, so these plans suit money you can genuinely leave untouched.
Term life covers you for a fixed number of years and pays out only if you die within that period — it is cheaper because most policies never claim. Whole life covers you for life and builds a cash value, which makes it more expensive but useful for estate planning.
Not sure where to start? That is exactly what we are for.
Tell us what you are trying to protect and we will come back with options that actually fit — in plain language, with no obligation.