Everything we can arrange, in one place.
Five areas of cover and financial planning, handled by one adviser who can see how they fit together — instead of four separate salespeople who cannot.
Medical Insurance
Medical bills are one of the most common reasons Kenyan households fall into debt. A well-chosen plan means treatment does not become a financial emergency.
Inpatient and outpatient plans covering you, your spouse and children — with options for maternity, dental and optical benefits.
Standalone plans for children, useful where a parent is already covered by an employer scheme but the children are not.
Plans written for members above 60, including options that accept pre-existing and chronic conditions after a waiting period.
Group cover for small teams — often from as few as three to five members, typically at better rates than individual plans.
Managed employee medical benefits, with scheme design, member onboarding and renewal negotiation handled for you.
Last expense, personal accident and critical illness benefits that sit alongside a main medical plan.
General Insurance
Protection for the things you have worked hard to own — and for the everyday risks that come with driving, owning property and running a business in Kenya.
Private, commercial and PSV cover — from third-party to comprehensive, with options such as excess protector, political violence and terrorism, and courtesy car benefits.
Protect the building, the contents inside it and your household staff. Suitable for owner-occupied homes, rental property and landlords.
Medical emergencies, trip cancellation, lost baggage and Schengen-compliant cover for visa applications, students and frequent business travellers.
For consultants, medics, engineers, lawyers, architects and other professionals exposed to claims arising from their advice or services.
Goods in transit by sea, air or road — single-shipment cover or open cover for importers and distributors.
Fire and perils, burglary, all-risks, public liability, employer liability and WIBA for SMEs and larger organisations.
Life Solutions
Long-term plans that make sure school fees still get paid, your household stays stable, and your goals remain funded if something happens to you.
Structured savings that mature in time for secondary school or university fees, with a premium waiver so the plan continues if the parent dies or is disabled.
Disciplined medium-term savings with a life cover component — useful for a deposit, a business plan or any goal with a date attached.
The most affordable way to buy a large sum assured for a fixed period, often matched to the years your children are dependent or a loan is still running.
Lifetime protection that builds a cash value over time, commonly used for estate planning and leaving a defined legacy.
Fast-paying funeral expense cover so your family is not fundraising during a bereavement. Can be extended to parents and in-laws.
Settles an outstanding loan balance if the borrower dies or becomes permanently disabled, protecting family assets pledged as security.
Retirement Planning
Retirement is funded by decisions made decades earlier. Whether you are employed, self-employed or running a scheme for staff, the earlier the structure is right, the less it costs.
For the self-employed, consultants, gig workers and anyone without an employer scheme. Flexible contributions with tax relief on qualifying amounts.
Add to an existing employer scheme so your replacement income at retirement is closer to what you earn today.
Set-up and administration of staff retirement benefit schemes, including trustee support and member education.
A cost-effective, ready-governed scheme for SMEs that want to offer retirement benefits without running their own trust.
Converting a retirement pot into a predictable monthly income, and weighing guaranteed annuities against drawdown flexibility.
A clear read on whether your current contributions will actually deliver the retirement income you are picturing.
Investments
Investing works best when it is attached to a goal, a time horizon and a level of risk you can genuinely live with. We start there, not with a product.
Short-term, liquid funds for emergency reserves and money you may need within a year or two.
Diversified collective investment schemes across equity, fixed income and balanced mandates for medium-term goals.
Government and corporate fixed-income exposure for investors who prioritise predictable returns over growth.
Where a business parks working capital and reserves so idle cash is not quietly losing value to inflation.
A structure built backwards from the goal — school fees in eight years, a plot in three, retirement in twenty.
An independent second look at what you already hold, the charges you are paying, and whether the mix still matches your goals.
Cover shaped around your situation
Individuals
Straightforward cover that fits a real budget, explained without jargon.
Families
Medical, education, life and protection planned around the whole household.
Young Professionals
Early cover and long-term savings, while both are still inexpensive to start.
Senior Citizens
Medical and last expense options written specifically for members above 60.
SMEs
Employee medical, business risk and retirement benefits that help you keep good staff.
Corporates
Managed employee benefits, group medical and retirement schemes with real service.
Not sure where to start? That is exactly what we are for.
Tell us what you are trying to protect and we will come back with options that actually fit — in plain language, with no obligation.