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General Insurance

Cover for your car, your home, your goods and your practice.

Protection for the things you have worked hard to own — and for the everyday risks that come with driving, owning property and running a business in Kenya.

What we arrange

General Insurance solutions we can put in front of you

Motor Insurance

Private, commercial and PSV cover — from third-party to comprehensive, with options such as excess protector, political violence and terrorism, and courtesy car benefits.

Home Insurance

Protect the building, the contents inside it and your household staff. Suitable for owner-occupied homes, rental property and landlords.

Travel Insurance

Medical emergencies, trip cancellation, lost baggage and Schengen-compliant cover for visa applications, students and frequent business travellers.

Professional Indemnity

For consultants, medics, engineers, lawyers, architects and other professionals exposed to claims arising from their advice or services.

Marine Insurance

Goods in transit by sea, air or road — single-shipment cover or open cover for importers and distributors.

Business & Liability

Fire and perils, burglary, all-risks, public liability, employer liability and WIBA for SMEs and larger organisations.

How we get you covered

From first message to policy in place

No field visits unless you want one. Most general insurance enquiries are handled end to end over WhatsApp, email and a short call.

  1. Tell us what you need

    Send a short request or start a WhatsApp chat. No long forms, and no medical or financial details at this stage.

  2. We compare the options

    We review suitable solutions from insurers and providers in the Kenyan market against your situation and budget.

  3. You get clear advice

    A plain-language comparison of what is covered, what is excluded and what it costs — so you can decide, rather than be sold to.

  4. We handle the rest

    Application, onboarding, documentation and renewals. And we stay reachable when it is time to claim.

Get a general insurance quote

Two minutes, no obligation, and no sensitive details at this stage.

We only ask for what is needed to start a conversation. Please do not send medical history, ID numbers or bank details through this form — we will request anything further securely, and only if you decide to proceed.

Questions

General Insurance: the questions we get most

Third-party cover pays for injury or damage you cause to other people and their property. It does not repair your own vehicle. Comprehensive cover includes third-party liability plus damage to your own car from accidents, fire and theft. Which one suits you depends on the value of the vehicle and whether you could afford to replace it out of pocket.

Yes. Schengen visa applications require travel medical cover with a minimum benefit level, valid for the entire trip and across the Schengen area. We arrange the policy and the certificate you attach to your application.

Several insurers allow premium financing or instalment arrangements on comprehensive motor policies. Terms and qualifying criteria differ between providers, and we will show you which options apply to your vehicle and budget.

Motor cover can often be arranged within the same working day once the logbook details, valuation where required, and payment are in order.

Talk to an adviser

Not sure where to start? That is exactly what we are for.

Tell us what you are trying to protect and we will come back with options that actually fit — in plain language, with no obligation.

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